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Retirement

Social Security & Pensions Are No Longer Enough
Retiring Early
Traditional IRA or Roth IRA What’s Best For You?
Converting To Roth IRA
Basics For Planning Your Retirement
Protecting Your Retirement Assets
Minimum Withdrawels Required
How Much Will You Get From Social Security

Consumer Debt

Be Careful Using Credit Cards
Types Of Loans
Mortgage Basics
The Mortgage Process

Insurance

How Much Life Insurance Do You Need
What Is Term Life Insurance
Do You Need Permanent Insurance
Health Insurance Considerations
Do You Still Need Mortgage Insurance
Do Retirees Need Life Insurance

Finances

Budgeting Basics
Life Cycle Financial Planning
Time Vs. Money
Basics Of Selling Your Home
What Are Persoanl Financial Statements
Year-End Financial Planning

College

The Ever Rising Costs Of Education
What Is A Coverdell Education Savings Account (ESA)
Plan Ahead
Options For Funding A College Education
Financial Aid, Loans & Grants
Scholarships
College Savings Plans: Section 529

Investing

Mutual Funds
Portfolio Diversification
What Is Your Level Of Risk
Balanced Asset Allocation
CD Annuities Options
Comparing Equity Indexed Annuities

Taxes

Capital Gains
Home Office Tax Considerations
Taxes From Selling Your Home

Estate

Your Will
Living Trusts
Living Wills
Estate Basics
Settling The Estate
Estate Planning And Life Insurance
Ongoing Plan Analysis
Guranteed Death Benefit
Charitable Remainder Trust
Planning For The Family Owned Business
Family Limited Partnerships (FLPs)
Planning For Special Situations

Business

Qualified Retirement Plans
Cafeteria Plans
Type Of Business Formation
Deferred Compensation
Business Continuity Planning
Insuring Against The Loss Of A Key Employees
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Maile S. Foster is registered with and offers securities through Kovack Securities, Inc., Member FINRA, SIPC. 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771

Advisory Services offered through Kovack Advisors, Inc., a SEC registered investment advisory firm.
McAlpin Foster Advisors (MFA) is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.
Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy.
Kovack Securities, Inc. does not guarantee, approve, or endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. or Kovack Advisors, Inc.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with flamedesign) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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